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Long-term disability (LTD) insurance is purchased to provide income in the event that an individual is injured or disabled and needs to take significant time off work. If an LTD policyholder becomes disabled due to an illness, injury or accident, in most cases a long-term disability policy will pay 50 to 60 percent of the injured person’s income during the period in which he or she is unable to work. Ring of Fire’s Farron Cousins discusses this with Scott Hardy, the President of Top Class Actions.
Link – https://topclassactions.com/lawsuit-settlements/investigations/2195-unum-unumprovident-disability-insurance-claim-denial-class-action-lawsuit-investigation/
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